Specialist (all genders) CtB Rating&Financials, Vienna

Erste Group was founded in 1819 as the first Austrian savings bank and is today one of the largest stock-listed banking groups in Central Europe. As an attractive employer, Erste Group offers interesting career opportunities in an international environment.

Join our

Rating&Financials team

within

Credit Risk Portfolio Management at Erste Group . We shape the future of group wide rating processes by combining solid risk fundamentals with

automation, digitalization and continuous change initiatives . This role is suited for professionals who actively contribute to transformation, enjoy collaboration across teams and are motivated to improve processes on an ongoing basis.

The

Rating&Financials team

is responsible for the operational execution and quality assurance of financial statement analyses and corporate rating processes across Erste Group. As

business owners

of the group wide financial analysis tool , we ensure its continuous development, data integrity and effective usage across subsidiaries through close alignment of

business, risk and technical perspectives . While

Run the Bank (RtB)

ensures stable and compliant rating and financial spreading operations,

Change the Bank (CtB)

is continuously involved in initiatives and projects aimed at improving and transforming processes. Our work includes automation, digitalization and the implementation of new rating models, as well as the ongoing enhancement of tools and workflows used in the lending process. In this context, we translate requirements arising from initiatives into

clear priorities

and concrete improvements with the focus of using AI technologies , coordinate across functions and contribute to sustainable group wide change. Together, we create a

consistent yet evolving rating framework

and continuously challenge existing ways of working by trying to simplify and automatize.

Your Responsibilities As a

specialist in the CtB stream , you will actively contribute to Change the Bank initiatives and projects by supporting the transformation of rating and financial analysis processes across Erste Group.

Drive

automation and digitalization

of rating and financial analysis workflows

Contribute to the

implementation and enhancement of rating models , particularly for Corporate and Specialized Lending portfolios

Work closely with

risk, IT, model development and business stakeholders

across the Group

Challenge existing processes and help transform manual steps into

efficient and scalable solutions by leveraging AI-based technologies

Support the ongoing development and usability of the

financial analysis system

Your Profile

Relevant professional experience in

banking, credit risk or financial analysis , with a solid understanding of financial statements

Curious, proactive and open to change , with a strong try&improve mindset

Interest in

automation, digitalization and process optimization

(experience is an advantage but mindset is key)

Motivation to work

collaboratively in cross functional and international teams

Solid foundation in accounting or finance (e.g., Master’s degree in economics, finance or a related field)

Clear and confident communication skills and

comfort in driving topics forward

Fluency in

English ; German is a strong advantage

Experience with IT coordination, testing, databases or

basic programming concepts

is beneficial

Strong team spirit

and the ability to work effectively with colleagues across different functions, age groups and experience levels

Our Offer

Discover and enjoy the benefits of Erste Group

The minimum wage for this full-time position in accordance with the collective agreement with complete fulfillment of the functional profile is EUR 55.176,52 gross per year. But this is just a formality - we would be happy to talk about your actual salary in person!

We offer our employees the opportunity to divide their hours between working from home and at the office.

We consider the diversity of our employees as key to innovation and success. As employer we are proud to offer everyone equal chances, irrespective of age, skin colour, religious belief, gender, sexual orientation or origin.

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